Especially for individuals with high net worth, insurance can be an important part of estate planning — a way to pay taxes on your estate that allows your family to retain a business or property.
We are also skilled at managing the underwriting process for life insurance, another critical element for high net worth individuals, who can sometimes find it difficult to obtain insurance at a competitive price.
We offer these services through David Ianni and Fred Beltz, two longtime financial professionals in the Rochester region with whom we have a collaborative alignment. Both are Chartered Life Underwriters (CLUs).
The most valuable aspect of a life insurance plan with Fred and David is that it’s designed as part of your complete financial services plan — and it will be the right insurance for your needs, not someone else’s.
Among the options we offer:
Life insurance:
Term life insurance
Universal life insurance
Survivorship universal life insurance
Variable universal life insurance
Whole life insurance
Long-term care insurance
Disability insurance
Contact any of these partners about our insurance services.
